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Abusing Non-AVS CardsOne thing that fucking baffles me when talking to newcomers is how clueless they are about AVS. They slide into my DMs like "what is AVS?" as if Im running a goddamn charity for fraud basics. If you're asking this question youre already behind the curve by about ten years.
AVS
Address Verification System (AVS) is the digital bouncer checking if your billing address matches what the bank has on file. When you punch in a card online, the system pulls the numeric parts of your address – street number and ZIP code – and checks them against the card issuer's records. Match? Youre golden. No match? Red flags start waving.
But here's the critical part – AVS only works in a handful of countries: mainly US Canada, UK. The rest of the world? Theyre basically running on the honor system and all of their cards are NON-AVS.
See in carding, nothing matters more than how your billing and shipping addresses relate to each other. It's the silent killer that ruins most transactions. When those addresses dont align fraud detection systems light up like a Christmas tree and your orders get rejected.
That's why we have workarounds like setting billing = shipping, then trying to change the shipping address later before dispatch. Its a hassle and success rates are hit or miss.
But what if you could do the exact opposite and use your shipping address as the billing? That would be the dream right? That's exactly what non-AVS cards offer. Since theres no verification system to contradict you, you can enter any fucking billing address you want – including your drop address – and the payment processor has no way to know it's bullshit. You get a green light and your package sails through processing.
Antifraud Trust
"But d0ctrine wouldnt antifraud automatically know about this, hence not trust you?"
It could but here's the beautiful irony – some antifraud systems operate on rigid rules and filters. When your billing = shipping, your trust score automatically gets pumped. Meanwhile AI-based antifraud works on statistical correlation, and guess what correlates with legitimate purchases like nothing else? Transactions where shipping matches billing.
By making your drop address both shipping AND billing youre literally feeding the anti-fraud exactly what it wants to see. You're weaponizing their own algorithms against them. Its like walking into a bank wearing a security uniform – the system's own biases work in your favor.
This trick works wonders for manual reviews too. Most fraud analysts are overworked, underpaid and frankly, dumb as rocks. When they see matching billing and shipping addresses it subconsciously triggers their "legitimate transaction" reflex. Their brains are hardwired to flag mismatches, not perfect matches. A transaction with identical addresses just feels right to their monkey brains creating a path of least resistance straight to approval. The human element of fraud prevention is often the weakest link – and non-AVS cards exploits it perfectly.
Example: Carding To An Aussie Drop
Heres a real-world scenario to hammer this shit home. You're hitting End Clothing with an Australian card:
- Grab an Aussie card and fire up your antidetect with an Australian residential proxy
- Browse End Clothing like a normal fucking customer, add some overpriced streetwear to your cart
- At checkout your Australian drop address goes in BOTH shipping AND billing fields
- Since Australian cards are non-AVS, Ends payment gateway (Adyen/Braintree) can't verify if the billing is legit
- What End sees: Australian card + matching Australian billing/shipping = trusted transaction
Their system practically orgasms at the geographical consistency. Australian card Australian IP, Australian addresses all matching perfectly. Their fraud algorithms see this consistency and give you a green light.
If youve got the cardholder's email use it for account creation too. Order confirms, flood that inbox with spam to bury any notifications and wait for your designer shit to hit your drop.
This works because youre exploiting both the lack of AVS and the antifraud's love for matching billing/shipping addresses.
Caveats
But its not all sunshine and roses. Obviously, if your drop is retardedly dirty (like a known freight forwarder or a blacklisted address) your transactions will still get flagged regardless of AVS tricks. And if the merchant uses 3D Secure or manual reviews for high-value orders, you might still get caught with your pants down.
One enormous problem with using NON-AVS cards is also this: modern massive antifraud systems like Stripe Radar aren't just checking your current transaction in isolation. These fuckers have built massive data lakes with gazillions of data points on virtually most card in circulation. They already know the legitimate cardholders typical behavior spending patterns, and likely even their real billing address before you ever click that checkout button.
So when you suddenly use a card with your drop as the billing address you're not fooling Stripes AI as much as you think. Their system is silently comparing your transaction against years of legitimate cardholder history. That pristine non-AVS card you're so proud of? Stripe might already know it belongs to a 67-year-old grandmother in Adelaide whos never shipped anything to your drop address in Perth.
Conclusion
Non-AVS cards represent a powerful loophole in the security theater of online payments. They give you the ability to make your drop look legitimate by removing address verification from the equation entirely. For carders who know what they're doing, this is as close to an unfair advantage as youll find in the game.
Is it foolproof? Fuck no. Smart merchants layer their defenses. But removing AVS from the equation tilts the odds heavily in your favor.
Like any good tool non-AVS cards require skill to use effectively. Combine them with proper OPSEC, clean drops and matching proxies, and you've got a recipe for success that most amateurs will never understand – largely because theyre still asking "what's AVS?" while youre cashing out.
Stay sharp stay paranoid, and for fuck's sake, do your homework before you start asking basic questions. This business doesn't reward the lazy or the stupid. d0ctrine out.
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