View attachment 302
Carding Bites: The Concept of NONVBV
If there is one thing that permeates the entire carding industry its the existence of NONVBV bins. You can see it everywhere - forums, Telegram channels Discord servers, darknet markets - NONVBV this NONVBV that. But even with it being the most talked-about topic in carding circles, incorrect information still spreads like herpes. We'll clear up the confusion with this writeup.
3DS 2.0
3D Secure 2.0 is the evolved form of the original "Verified by Visa" and "Mastercard SecureCode" bullshit that used to throw up those annoying password pages during checkout. The previous 3DS 1.0 was a clunky piece of garbage that relied on static passwords or security questions.
3DS 2.0 changed the fucking game entirely. Instead of just asking for a password this new system collects over 100 data points about your transaction - device fingerprints, geolocation purchase history, browsing patterns - and runs it through risk assessment algorithms to determine if youre legit or not.
The crown jewel of this system is what they call "frictionless authentication." When a card issuer receives a 3DS 2.0 authentication request they analyze all these data points in real-time. If everything looks normal, they'll approve the transaction without bothering the cardholder for verification. No SMS code no app notification, no nothing - the payment just goes through.
This is why your standard carding techniques from 2018 are now as useful as a dick-flavored lollipop. The game has shifted from bypassing passwords to manipulating risk assessment systems or finding cards that sidestep the entire process altogether.
NONVBV BINS
NONVBV bins are the bread and butter in the carding world. These arent some special cards - they're just regular credit cards from issuers that either have fucked up 3DS implementations or dont use the protocol at all.
*** Hidden text: cannot be quoted. ***
AutoVBV Cards
AutoVBV cards are technically enrolled in 3DS but they have a critical flaw: they automatically authenticate the transaction without requiring cardholder input. The issuing bank has implemented 3DS, but their system is configured to greenlight transactions through the "frictionless" path almost 100% of the time.
View attachment 309
When you use these for transactions the merchant's system thinks the card went through proper 3DS verification. In reality, the banks Access Control Server just rubber-stamped that shit without any real security check.
NONVBV Cards
True NONVBV cards come from banks that don't participate in 3DS at all. These dinosaurs havent implemented the security protocol so when a merchant tries to initiate a 3DS verification, the transaction just proceeds with basic card details (number expiry, CVV). Some strict merchants do not support them at all.
View attachment 308
Which To USE
While both types let you bypass authentication challenges AutoVBV cards have distinct advantages:
- Liability Protection: Transactions that complete 3DS authentication (even automatically) shift the fraud liability from the merchant to the card issuer. This means merchants are more likely to accept these transactions.
- Higher Success Rate: Many merchants require 3DS for high-value purchases. AutoVBV cards satisfy this requirement technically, while pure NONVBV cards might get rejected with messages like "issuer not participating."
- Clean Paper Trail: An AutoVBV transaction looks legitimate in the merchant's records - it shows as "3DS authenticated" rather than "3DS attempted/failed" which raises fewer red flags.
- Wider Acceptance: Some payment processors automatically reject cards that dont support 3DS in certain regions (especially in Europe under SCA/PSD2). AutoVBV cards fly under this radar.
Checkers
Finding NONVBV bins isn't as simple as looking up a list online. Banks constantly update their security protocols, and bins that worked last month might be fully protected today. This is where checkers come in.
You have two options for verifying NONVBV bins:
Merchant API Checkers
Advanced carders build their own checkers using merchant APIs. These tools generate test cards from a specific BIN range and attempt transactions through payment gateways that implement 3DS. By analyzing the authentication response they can determine if the bin triggers 3DS challenges or not.
Setting up your own checker requires technical knowledge and access to payment processing APIs - Ill cover this in a future guide. The advantage is you get real-time, reliable data without relying on third parties.
Telegram Checkers
For beginners Telegram checkers like SAB and Raven are more accessible. These services let you input a BIN, and they'll run a quick test to see if cards from that range are likely to bypass 3DS.
View attachment 303
Heres how these checkers typically work:
But these services come with a massive fucking caveat: they're testing one card from the BIN. Some issuers determine 3DS requirements on a card-by-card basis not bin-wide. Just because one card from a BIN gets frictionless auth doesnt guarantee all cards from that bin will behave the same way.
- You submit a BIN
- The service generates a valid card number from that BIN
- It attempts a small test transaction using their own Merchant account forcing frictionless
- Based on the authentication response, it tells you if the BIN is NONVBV/AutoVBV
View attachment 310
View attachment 311
Another problem is that banks often use dynamic risk assessment. A card might skip 3DS for small purchases but require verification for larger amounts or suspicious transactions. Checkers typically test with minimal transactions, so they might flag a BIN as NONVBV when it actually will trigger 3DS for your real carding attempts.
Conclusion
NONVBV bins are dying out fast. Banks everywhere are rolling out 3DS 2.0 with smart risk detection making clean bypasses harder to find by the day.
The pros aren't wasting time hunting unicorn bins anymore - theyre pivoting to social engineering, OTP bots and other techniques that don't rely on magical card numbers. Found a working NONVBV bin? Great, but dont get attached - that shit could be patched tomorrow.
As I've always fucking said its generally not about the bins anyway. Focus on your fingerprint first. Make sure your antidetect setup is solid, your proxies are clean and your browser profile doesn't leak. The best bin in the world wont save you if your digital fingerprint is dirty as fuck.
Security evolves, and you better evolve with it. Keep learning stay flexible, and don't get caught using yesterday's playbook. d0ctrine out.
good article bro! appreciated...View attachment 302
If there is one thing that permeates the entire carding industry its the existence of NONVBV bins. You can see it everywhere - forums, Telegram channels Discord servers, darknet markets - NONVBV this NONVBV that. But even with it being the most talked-about topic in carding circles, incorrect information still spreads like herpes. We'll clear up the confusion with this writeup.
3DS 2.0
3D Secure 2.0 is the evolved form of the original "Verified by Visa" and "Mastercard SecureCode" bullshit that used to throw up those annoying password pages during checkout. The previous 3DS 1.0 was a clunky piece of garbage that relied on static passwords or security questions.
3DS 2.0 changed the fucking game entirely. Instead of just asking for a password this new system collects over 100 data points about your transaction - device fingerprints, geolocation purchase history, browsing patterns - and runs it through risk assessment algorithms to determine if youre legit or not.
The crown jewel of this system is what they call "frictionless authentication." When a card issuer receives a 3DS 2.0 authentication request they analyze all these data points in real-time. If everything looks normal, they'll approve the transaction without bothering the cardholder for verification. No SMS code no app notification, no nothing - the payment just goes through.
This is why your standard carding techniques from 2018 are now as useful as a dick-flavored lollipop. The game has shifted from bypassing passwords to manipulating risk assessment systems or finding cards that sidestep the entire process altogether.
NONVBV BINS
NONVBV bins are the bread and butter in the carding world. These arent some special cards - they're just regular credit cards from issuers that either have fucked up 3DS implementations or dont use the protocol at all.
*** Hidden text: cannot be quoted. ***
AutoVBV Cards
AutoVBV cards are technically enrolled in 3DS but they have a critical flaw: they automatically authenticate the transaction without requiring cardholder input. The issuing bank has implemented 3DS, but their system is configured to greenlight transactions through the "frictionless" path almost 100% of the time.
View attachment 309
When you use these for transactions the merchant's system thinks the card went through proper 3DS verification. In reality, the banks Access Control Server just rubber-stamped that shit without any real security check.
NONVBV Cards
True NONVBV cards come from banks that don't participate in 3DS at all. These dinosaurs havent implemented the security protocol so when a merchant tries to initiate a 3DS verification, the transaction just proceeds with basic card details (number expiry, CVV). Some strict merchants do not support them at all.
View attachment 308
Which To USE
While both types let you bypass authentication challenges AutoVBV cards have distinct advantages:
- Liability Protection: Transactions that complete 3DS authentication (even automatically) shift the fraud liability from the merchant to the card issuer. This means merchants are more likely to accept these transactions.
- Higher Success Rate: Many merchants require 3DS for high-value purchases. AutoVBV cards satisfy this requirement technically, while pure NONVBV cards might get rejected with messages like "issuer not participating."
- Clean Paper Trail: An AutoVBV transaction looks legitimate in the merchant's records - it shows as "3DS authenticated" rather than "3DS attempted/failed" which raises fewer red flags.
- Wider Acceptance: Some payment processors automatically reject cards that dont support 3DS in certain regions (especially in Europe under SCA/PSD2). AutoVBV cards fly under this radar.
Checkers
Finding NONVBV bins isn't as simple as looking up a list online. Banks constantly update their security protocols, and bins that worked last month might be fully protected today. This is where checkers come in.
You have two options for verifying NONVBV bins:
Merchant API Checkers
Advanced carders build their own checkers using merchant APIs. These tools generate test cards from a specific BIN range and attempt transactions through payment gateways that implement 3DS. By analyzing the authentication response they can determine if the bin triggers 3DS challenges or not.
Setting up your own checker requires technical knowledge and access to payment processing APIs - Ill cover this in a future guide. The advantage is you get real-time, reliable data without relying on third parties.
Telegram Checkers
For beginners Telegram checkers like SAB and Raven are more accessible. These services let you input a BIN, and they'll run a quick test to see if cards from that range are likely to bypass 3DS.
View attachment 303
Heres how these checkers typically work:
But these services come with a massive fucking caveat: they're testing one card from the BIN. Some issuers determine 3DS requirements on a card-by-card basis not bin-wide. Just because one card from a BIN gets frictionless auth doesnt guarantee all cards from that bin will behave the same way.
- You submit a BIN
- The service generates a valid card number from that BIN
- It attempts a small test transaction using their own Merchant account forcing frictionless
- Based on the authentication response, it tells you if the BIN is NONVBV/AutoVBV
View attachment 310
View attachment 311
Another problem is that banks often use dynamic risk assessment. A card might skip 3DS for small purchases but require verification for larger amounts or suspicious transactions. Checkers typically test with minimal transactions, so they might flag a BIN as NONVBV when it actually will trigger 3DS for your real carding attempts.
Conclusion
NONVBV bins are dying out fast. Banks everywhere are rolling out 3DS 2.0 with smart risk detection making clean bypasses harder to find by the day.
The pros aren't wasting time hunting unicorn bins anymore - theyre pivoting to social engineering, OTP bots and other techniques that don't rely on magical card numbers. Found a working NONVBV bin? Great, but dont get attached - that shit could be patched tomorrow.
As I've always fucking said its generally not about the bins anyway. Focus on your fingerprint first. Make sure your antidetect setup is solid, your proxies are clean and your browser profile doesn't leak. The best bin in the world wont save you if your digital fingerprint is dirty as fuck.
Security evolves, and you better evolve with it. Keep learning stay flexible, and don't get caught using yesterday's playbook. d0ctrine out.
FireView attachment 302
If there is one thing that permeates the entire carding industry its the existence of NONVBV bins. You can see it everywhere - forums, Telegram channels Discord servers, darknet markets - NONVBV this NONVBV that. But even with it being the most talked-about topic in carding circles, incorrect information still spreads like herpes. We'll clear up the confusion with this writeup.
3DS 2.0
3D Secure 2.0 is the evolved form of the original "Verified by Visa" and "Mastercard SecureCode" bullshit that used to throw up those annoying password pages during checkout. The previous 3DS 1.0 was a clunky piece of garbage that relied on static passwords or security questions.
3DS 2.0 changed the fucking game entirely. Instead of just asking for a password this new system collects over 100 data points about your transaction - device fingerprints, geolocation purchase history, browsing patterns - and runs it through risk assessment algorithms to determine if youre legit or not.
The crown jewel of this system is what they call "frictionless authentication." When a card issuer receives a 3DS 2.0 authentication request they analyze all these data points in real-time. If everything looks normal, they'll approve the transaction without bothering the cardholder for verification. No SMS code no app notification, no nothing - the payment just goes through.
This is why your standard carding techniques from 2018 are now as useful as a dick-flavored lollipop. The game has shifted from bypassing passwords to manipulating risk assessment systems or finding cards that sidestep the entire process altogether.
NONVBV BINS
NONVBV bins are the bread and butter in the carding world. These arent some special cards - they're just regular credit cards from issuers that either have fucked up 3DS implementations or dont use the protocol at all.
*** Hidden text: cannot be quoted. ***
AutoVBV Cards
AutoVBV cards are technically enrolled in 3DS but they have a critical flaw: they automatically authenticate the transaction without requiring cardholder input. The issuing bank has implemented 3DS, but their system is configured to greenlight transactions through the "frictionless" path almost 100% of the time.
View attachment 309
When you use these for transactions the merchant's system thinks the card went through proper 3DS verification. In reality, the banks Access Control Server just rubber-stamped that shit without any real security check.
NONVBV Cards
True NONVBV cards come from banks that don't participate in 3DS at all. These dinosaurs havent implemented the security protocol so when a merchant tries to initiate a 3DS verification, the transaction just proceeds with basic card details (number expiry, CVV). Some strict merchants do not support them at all.
View attachment 308
Which To USE
While both types let you bypass authentication challenges AutoVBV cards have distinct advantages:
- Liability Protection: Transactions that complete 3DS authentication (even automatically) shift the fraud liability from the merchant to the card issuer. This means merchants are more likely to accept these transactions.
- Higher Success Rate: Many merchants require 3DS for high-value purchases. AutoVBV cards satisfy this requirement technically, while pure NONVBV cards might get rejected with messages like "issuer not participating."
- Clean Paper Trail: An AutoVBV transaction looks legitimate in the merchant's records - it shows as "3DS authenticated" rather than "3DS attempted/failed" which raises fewer red flags.
- Wider Acceptance: Some payment processors automatically reject cards that dont support 3DS in certain regions (especially in Europe under SCA/PSD2). AutoVBV cards fly under this radar.
Checkers
Finding NONVBV bins isn't as simple as looking up a list online. Banks constantly update their security protocols, and bins that worked last month might be fully protected today. This is where checkers come in.
You have two options for verifying NONVBV bins:
Merchant API Checkers
Advanced carders build their own checkers using merchant APIs. These tools generate test cards from a specific BIN range and attempt transactions through payment gateways that implement 3DS. By analyzing the authentication response they can determine if the bin triggers 3DS challenges or not.
Setting up your own checker requires technical knowledge and access to payment processing APIs - Ill cover this in a future guide. The advantage is you get real-time, reliable data without relying on third parties.
Telegram Checkers
For beginners Telegram checkers like SAB and Raven are more accessible. These services let you input a BIN, and they'll run a quick test to see if cards from that range are likely to bypass 3DS.
View attachment 303
Heres how these checkers typically work:
But these services come with a massive fucking caveat: they're testing one card from the BIN. Some issuers determine 3DS requirements on a card-by-card basis not bin-wide. Just because one card from a BIN gets frictionless auth doesnt guarantee all cards from that bin will behave the same way.
- You submit a BIN
- The service generates a valid card number from that BIN
- It attempts a small test transaction using their own Merchant account forcing frictionless
- Based on the authentication response, it tells you if the BIN is NONVBV/AutoVBV
View attachment 310
View attachment 311
Another problem is that banks often use dynamic risk assessment. A card might skip 3DS for small purchases but require verification for larger amounts or suspicious transactions. Checkers typically test with minimal transactions, so they might flag a BIN as NONVBV when it actually will trigger 3DS for your real carding attempts.
Conclusion
NONVBV bins are dying out fast. Banks everywhere are rolling out 3DS 2.0 with smart risk detection making clean bypasses harder to find by the day.
The pros aren't wasting time hunting unicorn bins anymore - theyre pivoting to social engineering, OTP bots and other techniques that don't rely on magical card numbers. Found a working NONVBV bin? Great, but dont get attached - that shit could be patched tomorrow.
As I've always fucking said its generally not about the bins anyway. Focus on your fingerprint first. Make sure your antidetect setup is solid, your proxies are clean and your browser profile doesn't leak. The best bin in the world wont save you if your digital fingerprint is dirty as fuck.
Security evolves, and you better evolve with it. Keep learning stay flexible, and don't get caught using yesterday's playbook. d0ctrine out.
ty d0cView attachment 302
If there is one thing that permeates the entire carding industry its the existence of NONVBV bins. You can see it everywhere - forums, Telegram channels Discord servers, darknet markets - NONVBV this NONVBV that. But even with it being the most talked-about topic in carding circles, incorrect information still spreads like herpes. We'll clear up the confusion with this writeup.
3DS 2.0
3D Secure 2.0 is the evolved form of the original "Verified by Visa" and "Mastercard SecureCode" bullshit that used to throw up those annoying password pages during checkout. The previous 3DS 1.0 was a clunky piece of garbage that relied on static passwords or security questions.
3DS 2.0 changed the fucking game entirely. Instead of just asking for a password this new system collects over 100 data points about your transaction - device fingerprints, geolocation purchase history, browsing patterns - and runs it through risk assessment algorithms to determine if youre legit or not.
The crown jewel of this system is what they call "frictionless authentication." When a card issuer receives a 3DS 2.0 authentication request they analyze all these data points in real-time. If everything looks normal, they'll approve the transaction without bothering the cardholder for verification. No SMS code no app notification, no nothing - the payment just goes through.
This is why your standard carding techniques from 2018 are now as useful as a dick-flavored lollipop. The game has shifted from bypassing passwords to manipulating risk assessment systems or finding cards that sidestep the entire process altogether.
NONVBV BINS
NONVBV bins are the bread and butter in the carding world. These arent some special cards - they're just regular credit cards from issuers that either have fucked up 3DS implementations or dont use the protocol at all.
*** Hidden text: cannot be quoted. ***
AutoVBV Cards
AutoVBV cards are technically enrolled in 3DS but they have a critical flaw: they automatically authenticate the transaction without requiring cardholder input. The issuing bank has implemented 3DS, but their system is configured to greenlight transactions through the "frictionless" path almost 100% of the time.
View attachment 309
When you use these for transactions the merchant's system thinks the card went through proper 3DS verification. In reality, the banks Access Control Server just rubber-stamped that shit without any real security check.
NONVBV Cards
True NONVBV cards come from banks that don't participate in 3DS at all. These dinosaurs havent implemented the security protocol so when a merchant tries to initiate a 3DS verification, the transaction just proceeds with basic card details (number expiry, CVV). Some strict merchants do not support them at all.
View attachment 308
Which To USE
While both types let you bypass authentication challenges AutoVBV cards have distinct advantages:
- Liability Protection: Transactions that complete 3DS authentication (even automatically) shift the fraud liability from the merchant to the card issuer. This means merchants are more likely to accept these transactions.
- Higher Success Rate: Many merchants require 3DS for high-value purchases. AutoVBV cards satisfy this requirement technically, while pure NONVBV cards might get rejected with messages like "issuer not participating."
- Clean Paper Trail: An AutoVBV transaction looks legitimate in the merchant's records - it shows as "3DS authenticated" rather than "3DS attempted/failed" which raises fewer red flags.
- Wider Acceptance: Some payment processors automatically reject cards that dont support 3DS in certain regions (especially in Europe under SCA/PSD2). AutoVBV cards fly under this radar.
Checkers
Finding NONVBV bins isn't as simple as looking up a list online. Banks constantly update their security protocols, and bins that worked last month might be fully protected today. This is where checkers come in.
You have two options for verifying NONVBV bins:
Merchant API Checkers
Advanced carders build their own checkers using merchant APIs. These tools generate test cards from a specific BIN range and attempt transactions through payment gateways that implement 3DS. By analyzing the authentication response they can determine if the bin triggers 3DS challenges or not.
Setting up your own checker requires technical knowledge and access to payment processing APIs - Ill cover this in a future guide. The advantage is you get real-time, reliable data without relying on third parties.
Telegram Checkers
For beginners Telegram checkers like SAB and Raven are more accessible. These services let you input a BIN, and they'll run a quick test to see if cards from that range are likely to bypass 3DS.
View attachment 303
Heres how these checkers typically work:
But these services come with a massive fucking caveat: they're testing one card from the BIN. Some issuers determine 3DS requirements on a card-by-card basis not bin-wide. Just because one card from a BIN gets frictionless auth doesnt guarantee all cards from that bin will behave the same way.
- You submit a BIN
- The service generates a valid card number from that BIN
- It attempts a small test transaction using their own Merchant account forcing frictionless
- Based on the authentication response, it tells you if the BIN is NONVBV/AutoVBV
View attachment 310
View attachment 311
Another problem is that banks often use dynamic risk assessment. A card might skip 3DS for small purchases but require verification for larger amounts or suspicious transactions. Checkers typically test with minimal transactions, so they might flag a BIN as NONVBV when it actually will trigger 3DS for your real carding attempts.
Conclusion
NONVBV bins are dying out fast. Banks everywhere are rolling out 3DS 2.0 with smart risk detection making clean bypasses harder to find by the day.
The pros aren't wasting time hunting unicorn bins anymore - theyre pivoting to social engineering, OTP bots and other techniques that don't rely on magical card numbers. Found a working NONVBV bin? Great, but dont get attached - that shit could be patched tomorrow.
As I've always fucking said its generally not about the bins anyway. Focus on your fingerprint first. Make sure your antidetect setup is solid, your proxies are clean and your browser profile doesn't leak. The best bin in the world wont save you if your digital fingerprint is dirty as fuck.
Security evolves, and you better evolve with it. Keep learning stay flexible, and don't get caught using yesterday's playbook. d0ctrine out.
View attachment 302
If there is one thing that permeates the entire carding industry its the existence of NONVBV bins. You can see it everywhere - forums, Telegram channels Discord servers, darknet markets - NONVBV this NONVBV that. But even with it being the most talked-about topic in carding circles, incorrect information still spreads like herpes. We'll clear up the confusion with this writeup.
3DS 2.0
3D Secure 2.0 is the evolved form of the original "Verified by Visa" and "Mastercard SecureCode" bullshit that used to throw up those annoying password pages during checkout. The previous 3DS 1.0 was a clunky piece of garbage that relied on static passwords or security questions.
3DS 2.0 changed the fucking game entirely. Instead of just asking for a password this new system collects over 100 data points about your transaction - device fingerprints, geolocation purchase history, browsing patterns - and runs it through risk assessment algorithms to determine if youre legit or not.
The crown jewel of this system is what they call "frictionless authentication." When a card issuer receives a 3DS 2.0 authentication request they analyze all these data points in real-time. If everything looks normal, they'll approve the transaction without bothering the cardholder for verification. No SMS code no app notification, no nothing - the payment just goes through.
This is why your standard carding techniques from 2018 are now as useful as a dick-flavored lollipop. The game has shifted from bypassing passwords to manipulating risk assessment systems or finding cards that sidestep the entire process altogether.
NONVBV BINS
NONVBV bins are the bread and butter in the carding world. These arent some special cards - they're just regular credit cards from issuers that either have fucked up 3DS implementations or dont use the protocol at all.
*** Hidden text: cannot be quoted. ***
AutoVBV Cards
AutoVBV cards are technically enrolled in 3DS but they have a critical flaw: they automatically authenticate the transaction without requiring cardholder input. The issuing bank has implemented 3DS, but their system is configured to greenlight transactions through the "frictionless" path almost 100% of the time.
View attachment 309
When you use these for transactions the merchant's system thinks the card went through proper 3DS verification. In reality, the banks Access Control Server just rubber-stamped that shit without any real security check.
NONVBV Cards
True NONVBV cards come from banks that don't participate in 3DS at all. These dinosaurs havent implemented the security protocol so when a merchant tries to initiate a 3DS verification, the transaction just proceeds with basic card details (number expiry, CVV). Some strict merchants do not support them at all.
View attachment 308
Which To USE
While both types let you bypass authentication challenges AutoVBV cards have distinct advantages:
- Liability Protection: Transactions that complete 3DS authentication (even automatically) shift the fraud liability from the merchant to the card issuer. This means merchants are more likely to accept these transactions.
- Higher Success Rate: Many merchants require 3DS for high-value purchases. AutoVBV cards satisfy this requirement technically, while pure NONVBV cards might get rejected with messages like "issuer not participating."
- Clean Paper Trail: An AutoVBV transaction looks legitimate in the merchant's records - it shows as "3DS authenticated" rather than "3DS attempted/failed" which raises fewer red flags.
- Wider Acceptance: Some payment processors automatically reject cards that dont support 3DS in certain regions (especially in Europe under SCA/PSD2). AutoVBV cards fly under this radar.
Checkers
Finding NONVBV bins isn't as simple as looking up a list online. Banks constantly update their security protocols, and bins that worked last month might be fully protected today. This is where checkers come in.
You have two options for verifying NONVBV bins:
Merchant API Checkers
Advanced carders build their own checkers using merchant APIs. These tools generate test cards from a specific BIN range and attempt transactions through payment gateways that implement 3DS. By analyzing the authentication response they can determine if the bin triggers 3DS challenges or not.
Setting up your own checker requires technical knowledge and access to payment processing APIs - Ill cover this in a future guide. The advantage is you get real-time, reliable data without relying on third parties.
Telegram Checkers
For beginners Telegram checkers like SAB and Raven are more accessible. These services let you input a BIN, and they'll run a quick test to see if cards from that range are likely to bypass 3DS.
View attachment 303
Heres how these checkers typically work:
But these services come with a massive fucking caveat: they're testing one card from the BIN. Some issuers determine 3DS requirements on a card-by-card basis not bin-wide. Just because one card from a BIN gets frictionless auth doesnt guarantee all cards from that bin will behave the same way.
- You submit a BIN
- The service generates a valid card number from that BIN
- It attempts a small test transaction using their own Merchant account forcing frictionless
- Based on the authentication response, it tells you if the BIN is NONVBV/AutoVBV
View attachment 310
View attachment 311
Another problem is that banks often use dynamic risk assessment. A card might skip 3DS for small purchases but require verification for larger amounts or suspicious transactions. Checkers typically test with minimal transactions, so they might flag a BIN as NONVBV when it actually will trigger 3DS for your real carding attempts.
Conclusion
NONVBV bins are dying out fast. Banks everywhere are rolling out 3DS 2.0 with smart risk detection making clean bypasses harder to find by the day.
The pros aren't wasting time hunting unicorn bins anymore - theyre pivoting to social engineering, OTP bots and other techniques that don't rely on magical card numbers. Found a working NONVBV bin? Great, but dont get attached - that shit could be patched tomorrow.
As I've always fucking said its generally not about the bins anyway. Focus on your fingerprint first. Make sure your antidetect setup is solid, your proxies are clean and your browser profile doesn't leak. The best bin in the world wont save you if your digital fingerprint is dirty as fuck.
Security evolves, and you better evolve with it. Keep learning stay flexible, and don't get caught using yesterday's playbook. d0ctrine out.
Amazing
thxsView attachment 302
If there is one thing that permeates the entire carding industry its the existence of NONVBV bins. You can see it everywhere - forums, Telegram channels Discord servers, darknet markets - NONVBV this NONVBV that. But even with it being the most talked-about topic in carding circles, incorrect information still spreads like herpes. We'll clear up the confusion with this writeup.
3DS 2.0
3D Secure 2.0 is the evolved form of the original "Verified by Visa" and "Mastercard SecureCode" bullshit that used to throw up those annoying password pages during checkout. The previous 3DS 1.0 was a clunky piece of garbage that relied on static passwords or security questions.
3DS 2.0 changed the fucking game entirely. Instead of just asking for a password this new system collects over 100 data points about your transaction - device fingerprints, geolocation purchase history, browsing patterns - and runs it through risk assessment algorithms to determine if youre legit or not.
The crown jewel of this system is what they call "frictionless authentication." When a card issuer receives a 3DS 2.0 authentication request they analyze all these data points in real-time. If everything looks normal, they'll approve the transaction without bothering the cardholder for verification. No SMS code no app notification, no nothing - the payment just goes through.
This is why your standard carding techniques from 2018 are now as useful as a dick-flavored lollipop. The game has shifted from bypassing passwords to manipulating risk assessment systems or finding cards that sidestep the entire process altogether.
NONVBV BINS
NONVBV bins are the bread and butter in the carding world. These arent some special cards - they're just regular credit cards from issuers that either have fucked up 3DS implementations or dont use the protocol at all.
*** Hidden text: cannot be quoted. ***
AutoVBV Cards
AutoVBV cards are technically enrolled in 3DS but they have a critical flaw: they automatically authenticate the transaction without requiring cardholder input. The issuing bank has implemented 3DS, but their system is configured to greenlight transactions through the "frictionless" path almost 100% of the time.
View attachment 309
When you use these for transactions the merchant's system thinks the card went through proper 3DS verification. In reality, the banks Access Control Server just rubber-stamped that shit without any real security check.
NONVBV Cards
True NONVBV cards come from banks that don't participate in 3DS at all. These dinosaurs havent implemented the security protocol so when a merchant tries to initiate a 3DS verification, the transaction just proceeds with basic card details (number expiry, CVV). Some strict merchants do not support them at all.
View attachment 308
Which To USE
While both types let you bypass authentication challenges AutoVBV cards have distinct advantages:
- Liability Protection: Transactions that complete 3DS authentication (even automatically) shift the fraud liability from the merchant to the card issuer. This means merchants are more likely to accept these transactions.
- Higher Success Rate: Many merchants require 3DS for high-value purchases. AutoVBV cards satisfy this requirement technically, while pure NONVBV cards might get rejected with messages like "issuer not participating."
- Clean Paper Trail: An AutoVBV transaction looks legitimate in the merchant's records - it shows as "3DS authenticated" rather than "3DS attempted/failed" which raises fewer red flags.
- Wider Acceptance: Some payment processors automatically reject cards that dont support 3DS in certain regions (especially in Europe under SCA/PSD2). AutoVBV cards fly under this radar.
Checkers
Finding NONVBV bins isn't as simple as looking up a list online. Banks constantly update their security protocols, and bins that worked last month might be fully protected today. This is where checkers come in.
You have two options for verifying NONVBV bins:
Merchant API Checkers
Advanced carders build their own checkers using merchant APIs. These tools generate test cards from a specific BIN range and attempt transactions through payment gateways that implement 3DS. By analyzing the authentication response they can determine if the bin triggers 3DS challenges or not.
Setting up your own checker requires technical knowledge and access to payment processing APIs - Ill cover this in a future guide. The advantage is you get real-time, reliable data without relying on third parties.
Telegram Checkers
For beginners Telegram checkers like SAB and Raven are more accessible. These services let you input a BIN, and they'll run a quick test to see if cards from that range are likely to bypass 3DS.
View attachment 303
Heres how these checkers typically work:
But these services come with a massive fucking caveat: they're testing one card from the BIN. Some issuers determine 3DS requirements on a card-by-card basis not bin-wide. Just because one card from a BIN gets frictionless auth doesnt guarantee all cards from that bin will behave the same way.
- You submit a BIN
- The service generates a valid card number from that BIN
- It attempts a small test transaction using their own Merchant account forcing frictionless
- Based on the authentication response, it tells you if the BIN is NONVBV/AutoVBV
View attachment 310
View attachment 311
Another problem is that banks often use dynamic risk assessment. A card might skip 3DS for small purchases but require verification for larger amounts or suspicious transactions. Checkers typically test with minimal transactions, so they might flag a BIN as NONVBV when it actually will trigger 3DS for your real carding attempts.
Conclusion
NONVBV bins are dying out fast. Banks everywhere are rolling out 3DS 2.0 with smart risk detection making clean bypasses harder to find by the day.
The pros aren't wasting time hunting unicorn bins anymore - theyre pivoting to social engineering, OTP bots and other techniques that don't rely on magical card numbers. Found a working NONVBV bin? Great, but dont get attached - that shit could be patched tomorrow.
As I've always fucking said its generally not about the bins anyway. Focus on your fingerprint first. Make sure your antidetect setup is solid, your proxies are clean and your browser profile doesn't leak. The best bin in the world wont save you if your digital fingerprint is dirty as fuck.
Security evolves, and you better evolve with it. Keep learning stay flexible, and don't get caught using yesterday's playbook. d0ctrine out.
View attachment 302
If there is one thing that permeates the entire carding industry its the existence of NONVBV bins. You can see it everywhere - forums, Telegram channels Discord servers, darknet markets - NONVBV this NONVBV that. But even with it being the most talked-about topic in carding circles, incorrect information still spreads like herpes. We'll clear up the confusion with this writeup.
3DS 2.0
3D Secure 2.0 is the evolved form of the original "Verified by Visa" and "Mastercard SecureCode" bullshit that used to throw up those annoying password pages during checkout. The previous 3DS 1.0 was a clunky piece of garbage that relied on static passwords or security questions.
3DS 2.0 changed the fucking game entirely. Instead of just asking for a password this new system collects over 100 data points about your transaction - device fingerprints, geolocation purchase history, browsing patterns - and runs it through risk assessment algorithms to determine if youre legit or not.
The crown jewel of this system is what they call "frictionless authentication." When a card issuer receives a 3DS 2.0 authentication request they analyze all these data points in real-time. If everything looks normal, they'll approve the transaction without bothering the cardholder for verification. No SMS code no app notification, no nothing - the payment just goes through.
This is why your standard carding techniques from 2018 are now as useful as a dick-flavored lollipop. The game has shifted from bypassing passwords to manipulating risk assessment systems or finding cards that sidestep the entire process altogether.
NONVBV BINS
NONVBV bins are the bread and butter in the carding world. These arent some special cards - they're just regular credit cards from issuers that either have fucked up 3DS implementations or dont use the protocol at all.
*** Hidden text: cannot be quoted. ***
AutoVBV Cards
AutoVBV cards are technically enrolled in 3DS but they have a critical flaw: they automatically authenticate the transaction without requiring cardholder input. The issuing bank has implemented 3DS, but their system is configured to greenlight transactions through the "frictionless" path almost 100% of the time.
View attachment 309
When you use these for transactions the merchant's system thinks the card went through proper 3DS verification. In reality, the banks Access Control Server just rubber-stamped that shit without any real security check.
NONVBV Cards
True NONVBV cards come from banks that don't participate in 3DS at all. These dinosaurs havent implemented the security protocol so when a merchant tries to initiate a 3DS verification, the transaction just proceeds with basic card details (number expiry, CVV). Some strict merchants do not support them at all.
View attachment 308
Which To USE
While both types let you bypass authentication challenges AutoVBV cards have distinct advantages:
- Liability Protection: Transactions that complete 3DS authentication (even automatically) shift the fraud liability from the merchant to the card issuer. This means merchants are more likely to accept these transactions.
- Higher Success Rate: Many merchants require 3DS for high-value purchases. AutoVBV cards satisfy this requirement technically, while pure NONVBV cards might get rejected with messages like "issuer not participating."
- Clean Paper Trail: An AutoVBV transaction looks legitimate in the merchant's records - it shows as "3DS authenticated" rather than "3DS attempted/failed" which raises fewer red flags.
- Wider Acceptance: Some payment processors automatically reject cards that dont support 3DS in certain regions (especially in Europe under SCA/PSD2). AutoVBV cards fly under this radar.
Checkers
Finding NONVBV bins isn't as simple as looking up a list online. Banks constantly update their security protocols, and bins that worked last month might be fully protected today. This is where checkers come in.
You have two options for verifying NONVBV bins:
Merchant API Checkers
Advanced carders build their own checkers using merchant APIs. These tools generate test cards from a specific BIN range and attempt transactions through payment gateways that implement 3DS. By analyzing the authentication response they can determine if the bin triggers 3DS challenges or not.
Setting up your own checker requires technical knowledge and access to payment processing APIs - Ill cover this in a future guide. The advantage is you get real-time, reliable data without relying on third parties.
Telegram Checkers
For beginners Telegram checkers like SAB and Raven are more accessible. These services let you input a BIN, and they'll run a quick test to see if cards from that range are likely to bypass 3DS.
View attachment 303
Heres how these checkers typically work:
But these services come with a massive fucking caveat: they're testing one card from the BIN. Some issuers determine 3DS requirements on a card-by-card basis not bin-wide. Just because one card from a BIN gets frictionless auth doesnt guarantee all cards from that bin will behave the same way.
- You submit a BIN
- The service generates a valid card number from that BIN
- It attempts a small test transaction using their own Merchant account forcing frictionless
- Based on the authentication response, it tells you if the BIN is NONVBV/AutoVBV
View attachment 310
View attachment 311
Another problem is that banks often use dynamic risk assessment. A card might skip 3DS for small purchases but require verification for larger amounts or suspicious transactions. Checkers typically test with minimal transactions, so they might flag a BIN as NONVBV when it actually will trigger 3DS for your real carding attempts.
Conclusion
NONVBV bins are dying out fast. Banks everywhere are rolling out 3DS 2.0 with smart risk detection making clean bypasses harder to find by the day.
The pros aren't wasting time hunting unicorn bins anymore - theyre pivoting to social engineering, OTP bots and other techniques that don't rely on magical card numbers. Found a working NONVBV bin? Great, but dont get attached - that shit could be patched tomorrow.
As I've always fucking said its generally not about the bins anyway. Focus on your fingerprint first. Make sure your antidetect setup is solid, your proxies are clean and your browser profile doesn't leak. The best bin in the world wont save you if your digital fingerprint is dirty as fuck.
Security evolves, and you better evolve with it. Keep learning stay flexible, and don't get caught using yesterday's playbook. d0ctrine out.
okView attachment 302
If there is one thing that permeates the entire carding industry its the existence of NONVBV bins. You can see it everywhere - forums, Telegram channels Discord servers, darknet markets - NONVBV this NONVBV that. But even with it being the most talked-about topic in carding circles, incorrect information still spreads like herpes. We'll clear up the confusion with this writeup.
3DS 2.0
3D Secure 2.0 is the evolved form of the original "Verified by Visa" and "Mastercard SecureCode" bullshit that used to throw up those annoying password pages during checkout. The previous 3DS 1.0 was a clunky piece of garbage that relied on static passwords or security questions.
3DS 2.0 changed the fucking game entirely. Instead of just asking for a password this new system collects over 100 data points about your transaction - device fingerprints, geolocation purchase history, browsing patterns - and runs it through risk assessment algorithms to determine if youre legit or not.
The crown jewel of this system is what they call "frictionless authentication." When a card issuer receives a 3DS 2.0 authentication request they analyze all these data points in real-time. If everything looks normal, they'll approve the transaction without bothering the cardholder for verification. No SMS code no app notification, no nothing - the payment just goes through.
This is why your standard carding techniques from 2018 are now as useful as a dick-flavored lollipop. The game has shifted from bypassing passwords to manipulating risk assessment systems or finding cards that sidestep the entire process altogether.
NONVBV BINS
NONVBV bins are the bread and butter in the carding world. These arent some special cards - they're just regular credit cards from issuers that either have fucked up 3DS implementations or dont use the protocol at all.
*** Hidden text: cannot be quoted. ***
AutoVBV Cards
AutoVBV cards are technically enrolled in 3DS but they have a critical flaw: they automatically authenticate the transaction without requiring cardholder input. The issuing bank has implemented 3DS, but their system is configured to greenlight transactions through the "frictionless" path almost 100% of the time.
View attachment 309
When you use these for transactions the merchant's system thinks the card went through proper 3DS verification. In reality, the banks Access Control Server just rubber-stamped that shit without any real security check.
NONVBV Cards
True NONVBV cards come from banks that don't participate in 3DS at all. These dinosaurs havent implemented the security protocol so when a merchant tries to initiate a 3DS verification, the transaction just proceeds with basic card details (number expiry, CVV). Some strict merchants do not support them at all.
View attachment 308
Which To USE
While both types let you bypass authentication challenges AutoVBV cards have distinct advantages:
- Liability Protection: Transactions that complete 3DS authentication (even automatically) shift the fraud liability from the merchant to the card issuer. This means merchants are more likely to accept these transactions.
- Higher Success Rate: Many merchants require 3DS for high-value purchases. AutoVBV cards satisfy this requirement technically, while pure NONVBV cards might get rejected with messages like "issuer not participating."
- Clean Paper Trail: An AutoVBV transaction looks legitimate in the merchant's records - it shows as "3DS authenticated" rather than "3DS attempted/failed" which raises fewer red flags.
- Wider Acceptance: Some payment processors automatically reject cards that dont support 3DS in certain regions (especially in Europe under SCA/PSD2). AutoVBV cards fly under this radar.
Checkers
Finding NONVBV bins isn't as simple as looking up a list online. Banks constantly update their security protocols, and bins that worked last month might be fully protected today. This is where checkers come in.
You have two options for verifying NONVBV bins:
Merchant API Checkers
Advanced carders build their own checkers using merchant APIs. These tools generate test cards from a specific BIN range and attempt transactions through payment gateways that implement 3DS. By analyzing the authentication response they can determine if the bin triggers 3DS challenges or not.
Setting up your own checker requires technical knowledge and access to payment processing APIs - Ill cover this in a future guide. The advantage is you get real-time, reliable data without relying on third parties.
Telegram Checkers
For beginners Telegram checkers like SAB and Raven are more accessible. These services let you input a BIN, and they'll run a quick test to see if cards from that range are likely to bypass 3DS.
View attachment 303
Heres how these checkers typically work:
But these services come with a massive fucking caveat: they're testing one card from the BIN. Some issuers determine 3DS requirements on a card-by-card basis not bin-wide. Just because one card from a BIN gets frictionless auth doesnt guarantee all cards from that bin will behave the same way.
- You submit a BIN
- The service generates a valid card number from that BIN
- It attempts a small test transaction using their own Merchant account forcing frictionless
- Based on the authentication response, it tells you if the BIN is NONVBV/AutoVBV
View attachment 310
View attachment 311
Another problem is that banks often use dynamic risk assessment. A card might skip 3DS for small purchases but require verification for larger amounts or suspicious transactions. Checkers typically test with minimal transactions, so they might flag a BIN as NONVBV when it actually will trigger 3DS for your real carding attempts.
Conclusion
NONVBV bins are dying out fast. Banks everywhere are rolling out 3DS 2.0 with smart risk detection making clean bypasses harder to find by the day.
The pros aren't wasting time hunting unicorn bins anymore - theyre pivoting to social engineering, OTP bots and other techniques that don't rely on magical card numbers. Found a working NONVBV bin? Great, but dont get attached - that shit could be patched tomorrow.
As I've always fucking said its generally not about the bins anyway. Focus on your fingerprint first. Make sure your antidetect setup is solid, your proxies are clean and your browser profile doesn't leak. The best bin in the world wont save you if your digital fingerprint is dirty as fuck.
Security evolves, and you better evolve with it. Keep learning stay flexible, and don't get caught using yesterday's playbook. d0ctrine out.
cView attachment 302
如果说有一件事渗透了整个梳理行业，那就是NONVBV垃圾桶的存在。你随处可见——论坛、Telegram频道、Discord服务器、暗网市场——NONVBV这个，NONVBV那个。但即使它是梳理圈里讨论最多的话题，错误信息仍然像疱疹一样传播。我们将通过这篇文章来澄清这些困惑。
3DS 2.0
3D Secure 2.0是原先“ Visa 验证”和“万事达卡安全码”的进化版，这些验证机制会在结账时弹出烦人的密码页面。之前的3DS 1.0则是一个笨重的垃圾程序，依赖于静态密码或安全问题。
3DS 2.0彻底改变了游戏规则。这个新系统不再只是要求输入密码，而是收集超过 100 个与你的交易相关的数据点——设备指纹、地理位置、购买历史记录、浏览模式——并通过风险评估算法来判断你的合法性。
该系统的亮点在于他们所谓的“无摩擦身份验证”。当发卡机构收到 3DS 2.0 身份验证请求时，他们会实时分析所有这些数据点。如果一切正常，他们就会批准交易，而无需麻烦持卡人进行验证。无需短信验证码、应用通知，什么都不用做——付款就这么顺利完成了。
这就是为什么你2018年的标准卡片扫描技巧现在变得像鸡巴味棒棒糖一样没用。游戏已经从绕过密码变成了操纵风险评估系统，或者找到可以完全绕过整个流程的卡片。
非VBV箱
NONVBV 卡箱是信用卡界的支柱。它们并非什么特殊卡片——它们只是普通的信用卡，发卡机构要么搞砸了 3DS 的实现，要么根本不使用该协议。
*** 隐藏文本：无法引用。***
AutoVBV 卡
从技术上讲， AutoVBV 卡已加入 3DS 系统，但存在一个关键缺陷：它们会自动验证交易，无需持卡人输入。发卡银行虽然已经实现了 3DS，但其系统配置几乎 100% 都通过“无摩擦”路径批准交易。
View attachment 309
当你使用这些卡进行交易时，商户系统会认为该卡已通过 3DS 验证。实际上，银行的访问控制服务器只是草草了事地盖了章，并没有进行任何真正的安全检查。
NONVBV 卡
真正的非VBV卡来自完全不参与3DS的银行。这些过时的银行尚未实施安全协议，因此当商家尝试启动3DS验证时，交易只会根据基本的卡信息（卡号有效期、CVV）进行。一些严格的商家根本不支持这些卡。
View attachment 308
使用哪个
虽然两种类型都可以让您绕过身份验证挑战，但 AutoVBV 卡具有明显的优势：
- 责任保护：完成 3DS 认证（甚至自动认证）的交易将欺诈责任从商户转移到发卡机构。这意味着商户更有可能接受此类交易。
- 更高的成功率：许多商家要求使用 3DS 进行高额消费。AutoVBV 卡在技术上满足此要求，而纯 NONVBV 卡可能会被拒绝，并显示“发卡机构未参与”等信息。
- 干净的纸质记录：AutoVBV 交易在商家的记录中看起来是合法的 - 它显示为“3DS 已验证”而不是“3DS 已尝试/失败”，这引发的危险信号更少。
- 更广泛的接受度：某些支付处理器会自动拒绝某些地区（尤其是在 SCA/PSD2 下的欧洲）不支持 3DS 的卡。AutoVBV 卡则不会受到此种限制。
跳棋
找到非VBV（非受保护）的保险箱并不像在网上查列表那么简单。银行会不断更新其安全协议，上个月还能用的保险箱今天可能就完全安全了。这时，检查器就派上用场了。
您有两种选项可以验证 NONVBV 箱：
商户 API 检查器
高级刷卡师使用商户 API 构建自己的检查器。这些工具会根据特定的 BIN 范围生成测试卡，并通过支持 3DS 的支付网关尝试交易。通过分析身份验证响应，他们可以确定该 BIN 是否触发了 3DS 挑战。
设置您自己的检查器需要技术知识和支付处理 API 访问权限——我将在以后的指南中介绍这些内容。这样做的好处是您可以获得实时、可靠的数据，而无需依赖第三方。
电报检查器
对于初学者来说，像SAB和Raven这样的Telegram 检查器更容易上手。这些服务允许你输入 BIN，然后它们会进行快速测试，看看该系列的卡是否有可能绕过 3DS。
View attachment 303
这些检查器的典型工作方式如下：
但这些服务有一个严重的警告：他们只测试BIN中的一张卡。有些发卡机构会根据每张卡的具体情况确定3DS卡的要求，而不是针对整个BIN卡。仅仅因为某个BIN中的一张卡获得了无摩擦认证，并不能保证该BIN中的所有卡都会获得相同的认证。
- 您提交 BIN
- 该服务根据该 BIN 生成有效的卡号
- 它尝试使用自己的商家账户进行小规模测试交易，强制无摩擦
- 根据身份验证响应，它会告诉您 BIN 是否为 NONVBV/AutoVBV
View attachment 310
View attachment 311
另一个问题是，银行通常使用动态风险评估。信用卡可能会在小额消费时跳过 3DS 验证，但对于大额消费或可疑交易则需要验证。检查人员通常使用少量交易进行测试，因此他们可能会将 BIN 标记为 NONVBV，而实际上，当您进行真正的刷卡尝试时，它会触发 3DS。
结论
NONVBV 箱正在迅速消失。各地银行都在推广配备智能风险检测功能的 3DS 2.0，让干净的绕过方法日益难以找到。
专业人士不再浪费时间寻找“独角兽”箱了——他们正转向社会工程学、OTP机器人和其他不依赖神奇卡号的技术。找到一个能用的NONVBV箱了吗？太好了，但别太在意——那玩意儿明天可能就会被修补。
我一直都说，这跟垃圾桶没关系。先关注你的指纹。确保你的反检测设置可靠，代理干净，浏览器配置文件没有泄露。如果你的数字指纹脏得要命，即使是世界上最好的垃圾桶也救不了你。
安全在不断发展，您也必须随之发展。不断学习，保持灵活性，不要被昨天的策略所蒙蔽。d0ctrine out。